Orchestration

Smarter Payments, Automatically Routed

Wink combines biometric identity and intelligent payment routing to increase conversions, reduce fraud, and make every transaction smarter.

Identity-Driven Payments

Wink gives merchants complete control over how payments are authenticated and routed—using biometrics as the trigger. From login to checkout, we link verified identity to payment method selection, risk scoring, and processor routing in one unified orchestration layer.

User begins with a face or voice scan to authenticate identity

Wink analyzes behavioral and contextual signals instantly

We match users to payment methods, processors, and fallback flows based on verified identity

If risk is flagged or a step fails, Wink reroutes to alternate flows instantly

How It Works

1
User logs in with a face scan
2
Wink confirms identity and applies risk scoring
3
Payment orchestration engine routes to optimal processor
4
Transaction is approved—or challenged—based on real-time intelligence

Modular & Merchant-Controlled

You decide how to configure flows by:

Region

Risk tier

Payment type (credit, debit, wallet)

User history or loyalty status

Product type(e.g. age-restricted, high-risk)

Works Seamlessly With

Wink Identity (for biometric login and MFA)
Wink FraudAI (for behavioral and risk signals)
Wink Custom Checkout (for frontend UX and payment API control)

The Result

More successful payments

Fewer false declines

Less friction, more trust

Higher LTV per user

Smarter checkout with built-in fraud protection

Orchestration Meets Intelligence

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